DCHAS-L Archives, Nov 24 2015 - Re: [DCHAS-L] Learn about ACS Chemical Educators Legal Liability

Wow, that's pretty steep pricing for rather limited coverage. I wonder if a general personal/professional umbrella policy would cover these activities and be a better choice for some.

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Safety Emporium - Lab & Safety Supplies featuring brand names

you know and trust. Visit us at http://www.SafetyEmporium.com

esales**At_Symbol_Here**safetyemporium.com or toll-free: (866) 326-5412

Fax: (856) 553-6154, PO Box 1003, Blackwood, NJ 08012

Please check the box below that adequately reflects your activities as an educator:*

Faculty and instructional staff with responsibility for conduct or supervision of high school and freshman-level undergraduates instructional labs, but no responsibility for supervision of individuals research activities involving manipulations of chemical substances. No coverage for use of pyrophoric or high energy or high toxicity substances or acutely bio-hazardous materials.
Rate: $250 annually

Faculty and instructional staff with responsibility for conduct or supervision of instructional labs at any undergraduate level, but no responsibility for supervision of individual research activities involving manipulation of chemical substances. No coverage for use of pyrophoric or high energy or high toxicity substance or acutely bio-hazardous materials.
Rate: $350 annually

Faculty and instructional staff with responsibilities that include supervision of individual research activities involving manipulation of chemical substances but not involving pyrophoric or high energy or high toxicity substances or acutely bio-hazardous materials. Such individuals would also be covered for instructional labs at all levels.
Rate: $450 annually

Faculty and instructional staff with responsibilities that include responsibility for supervision of individual research activities involving or potentially involving manipulation or pyrophoric or high energy or high toxicity substances or acutely bio-hazardous materials. Such individuals would also be covered for instructional labs at all levels.
Rate: $550 annually

Would you like to increase your contingent liability (bodily injury/property damage) limit from $500,000 to $1,000,000 for an additional premium of $50?*

YesNo

Would you like to increase the pollution limit from $500,000 to $1,000,000 for an additional premium of $50?*

YesNo

On Nov 24, 2015, at 12:37 PM, "Secretary, ACS Division of Chemical Health and Safety" <secretary**At_Symbol_Here**DCHAS.ORG> wrote:

DCHAS members may find this information useful in conversation with concerned Chemical Educators...

- Ralph

From: "ACS Member Insurance Program" <memins**At_Symbol_Here**acs.org>
Date: November 23, 2015 at 4:42:01 PM EST
Subject: Learn about ACS Chemical Educators Legal Liability

To view this email as a web page, go here.

Dear Mr Ralph Stuart,

There has been heightened awareness of the dangers of laboratory accidents and the liabilities related to chemical educators when these accidents occur. Currently the insurance marketplace offers minimal protection for chemical educators by excluding Contingent Bodily Injury and Pollution Liability from their standard educators' legal liability policies. In response to member concerns, the Board of Trustees, Group Insurance Plans for ACS members is pleased to announce the availability of the Chemical Educators Legal Liability plan.

The ACS Chemical Educators Legal Liability plan was created to address the unique needs of chemical educators. This new plan, underwritten by Lloyd's of London, features:

Liability limit of $1,000,000
Pollution Liability coverage
Contingent Bodily Injury and Property Damage coverage
Intellectual Property, Sexual Harassment and Wrongful employment practices coverage
Experienced Claims counsel
Four-tier rate scale

This new plan will help educators protect themselves against risks within classrooms, teaching and research laboratories and community outreach activities. The plan provides broad coverage to address the exposures of high school, undergrad and instructional staff and faculty employed by private, public, charter and higher educational institutions. I encourage you to visit the Chemical Educators Legal Liability page for more information or call 888-437-7008.

Sincerely,

William H. (Jack) Breazeale, Jr.
Chair, The Board of Trustees
Group Insurance Plans for ACS Members

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